Free Pick | NCAA | Saturday | Nov. 4

Nelly’s Football is on a 14-3 run since early October in college selections! We won our NFL pick on Thursday to start November after a huge month of October picking up more than 30*!

We have a 7* in college football Saturday – get it on its own or as part of today’s NCAA 2/3! Our 7* last Saturday was an underdog that won by double-digits!

#377 Charlotte +4 over Tulsa 3:00 PM CT

Both teams enter this week off blowout losses and will need great results in November to climb to .500. Tulsa won its first AAC game of the season by 22 points, but that win was at home against last place Temple, catching turnover breaks to pull away in a game that was competitive through three quarters. The Golden Hurricane have lost three in a row since while outscored 131-37, including a humiliating result in Dallas last week losing 69-10 to SMU. Quarterback play has been a challenge with Braylon Braxton injured early in the season and struggling in limited action since his return. Cardell Williams guided the team to the Temple win but also has seven interceptions in only 121 pass attempts. Tulsa has gained just 3.7 yards per rush this season to offer little support for the offense even with Williams having some mobility and Charlotte has been playing sound run defense of late, allowing just 4.0 yards per carry the past three games. Charlotte is just 2-6 this season with only one FBS win, beating East Carolina on the road 10-7 two weeks ago. Charlotte had 201 more yards in that game and played an even-yardage game with Navy in the game prior. Last week’s 38-16 loss to Florida Atlantic was very misleading as FAU had only 24 more yards and Charlotte had a nearly 2-to-1 edge in time of possession. Charlotte was saddled with 12 penalties for 106 yards including calls in key spots. That game was Friday to offer an extra day in the turnaround this week for a slight advantage. Charlotte also held SMU to only 34 points in a midseason road loss, with only 363 yards allowed as the 49ers have the much stronger defense in this pairing. Scoring has been a challenge for Biff Poggi’s team, but this underdog price has allure with the 49ers a great threat to keep this contest a lower scoring one-score result. Tulsa is on a 12-25-1 ATS run as a home favorite since 2013 including going 1-2 this season under Kevin Wilson, including a 32-point home loss in the last instance. Charlotte is 8-4 ATS in the last 12 games as an underdog including going 4-0 ATS as a road underdog this season.